FERS Made Easy

By the FERS Made Easy editorial team · Last reviewed Oct 2026

Your MRA depends on your birth year: 55 if born before 1948, rising by 2 months a year to 56 for 1953–1964, then rising again to 57 for anyone born in 1970 or later. It is the earliest age you can take an immediate FERS retirement with 30 years (or with 10 years under MRA+10).

BornMRA
Before 194855
194855 & 2 mo
194955 & 4 mo
195055 & 6 mo
195155 & 8 mo
195255 & 10 mo
1953–196456
196556 & 2 mo
196656 & 4 mo
196756 & 6 mo
196856 & 8 mo
196956 & 10 mo
1970 and after57

Run the numbers → open the calculator

Sources

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